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Cremation niches in columbariums are also available at many cemeteries. They offer the beauty of a mausoleum setting with the benefits of above ground placement of remains. Many cemeteries also offer scattering gardens.

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The services can be as formal or informal as you like. Scattering services can also be public or private. Again, it is advisable to check for local regulations regarding scattering in a public place-your funeral director can help you with this. If I am cremated, can I be buried with my spouse even if he or she was in a casket? Many cemeteries allow for multiple cremated remains to be interred in a single grave space. What do I need to know about income tax when I lose a spouse? Uncertainty about income tax issues can add to the stress experienced from the death of a spouse.

Bring a detailed list of your questions to the meeting. If you do not have an attorney or tax advisor, call the IRS toll-free at for answers to specific tax questions. Is there financial help if I need it? There are a number of options available, including: Determine if the deceased person qualifies for any entitlements. Many people are entitled to get financial assistance with their funeral costs from these agencies if they qualify. Review all insurance policies the deceased person has, including life insurance.

Some life insurance policies have coverage clauses for funeral related costs. Find local charities providing financial help for funeral expenses.

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